Bhamashah Swasthya Bima Yojana: Saving Countless Lives in Rajasthan since 2015


Your body will be around a lot longer than your expensive clothes, accessories and gadgets. Therefore, make it a point to invest in you.”

Keeping this thought in mind, a lot of people subscribe for health cover. While insurance is a powerful weapon to safeguard wealthy individuals against ailments and accidents, what about the poor who’re unable to spare money for their future? In a bid to secure all natives, irrespective of their caste, creed or income, Rajasthan government came up with the idea of free insurance cover for BPL (below poverty line) families under Bhamashah yojana. Bhamashah swasthya bima yojana as they call it, extends a helping hand to economically weaker sections of the society.

Under BSBY, the government of Rajasthan extends financial assistance worth Rs 30,000 for general illness and Rs 3 lakh for critical illness, for IP procedures. Besides this, the scheme covers transportation cost of the patient and his expenses for a pre hospitalization (7 days) and post hospitalization (15 days).

Use Bhamashah cards to access free medical treatment at registered hospitals.
Use Bhamashah cards to access free medical treatment at registered hospitals.

Free health treatment is offered to all registered Bhamashah card holders in Rajasthan, through state-governed packages—1045 packages under general illness, 170 packages under government hospitals and 500 packages for critical illness. The benefits of Bhamashah swasthya bima yojana are directly administered to the beneficiaries residing to reduce the existing workload on government hospitals.

The scheme was formulated, as a part of the NFSS (National Food Security Scheme), to provide quality healthcare to all families. Not only government hospitals, but private clinics and hospitals too have been included under this scheme so as to provide direct benefits to patients.

Bhamashah Swasthya Bima Yojana success stories: How this scheme changed the lives of countless individuals.
Bhamashah Swasthya Bima Yojana success stories: How this scheme changed the lives of countless individuals.

Valid Bhamashah holders can access free medical checkup and treatment for their sickness at hospitals that fall under Bhamashah yojana. Total 243 hospitals in Jaipur have been included in this list. Click here to get hospital details. To maintain complete transparency and security in this system, the card holders just need to provide their Bhamashah card number and the amount required to cover their expenses will be directly transferred to the hospitals.

Other bills (for ambulance, pharmacy, transportation and patient care etc.) will be reimbursed to the patients. Next, the government will try to link medical history of the patients to their cards for the convenience of doctors. Rajasthan government has sped up its efforts to ensure sound health of native residents. In future, the state shall witness positive outcomes of this scheme.